Products for Supply Chain Finance Industry


a complete end-to-end solution

Our Product is a niche product solely catering to the Supply Chain Finance Industry. It is a complete product catering to both the bank, the customer and the customer’s buyers and sellers.

The icing of the cake is our Planning Tool which gives a complete detailed snapshot of the time, costs, payments mapped with each process with graphs and flowcharts. It is a complete end-to-end solution and a must have for all the banks and finance companies who are financing the Supply Chain Industry.

Dhanapurti Presentation

Technical Specification

  •   Spring MVC Framework.
  •   Role based single Login screen.
  •   Highly Interoperable & High Performance.
  •   High Security & Session handling for all screens.

Features provided to customers

Add your own buyers and suppliers

Once the customer account is generated he can add his buyers and suppliers in the system. The buyer and suppliers details are verified by the bank. In this way our system ensures that the customer is doing business with legitimate people and thus frauds can be avoided.

Upload documents for transactions

Throughout the transaction the customer can upload any documents needed by the bank through one portal. The documents are verified and processed by the bank.

Generate detailed master plans

Using the system the customer can generate multiple detailed master plans and submit it to the bank. Here the customer will give detailed information about the goods he wants to buy and then manufacture to final product. He will specify how much money he wants to lend from the bank for buying raw materials and manufacturing. Also he has to mention the amount he plans to sell the goods for. Along with all the details the customer can pledge collaterals with documents attached and submit it to the bank. Once all the plan is approved by the bank, the amount sanctioned along with rates charged by the bank is forwarded to the customer. Once the customer has accepted the bank rates he can start generating Purchase orders.

Distribution of funds

Once the amount is sanctioned by the bank the customer can reallocate the funds amongst his various branches as well as subsidiaries. Full flexibility is provided to the distribution and redistribution of funds.

Payment module

The customer can make payments on his Purchase orders. Multiple modes of payments is allowed by the system ( Funds Transfer/DD/Cheque/LC/BG). Advance payments, part payments and multiple Purchase orders payments is also included in the system. Further customer can request money from the bank based on his invoices. All transactions are captured by the system.

Generate dispute

In case of discrepancy of goods the customer can generate a dispute. The bank will forward the dispute to the concerned supplier. The system has an update dispute module where the customer can update any time he wants.

Features provided to Bank

Create and manage customer accounts

The bank can create and monitor individual accounts for all their customers. All the accounts are approved/verified individually before creation and as a result this eliminates any duplicates or false data in our system. Each customer is given his own unique Id. Automated notifications email are sent to the customer after every verification. The bank can also verify details about the suppliers and buyers with whom the customer plans on doing business.

Handle detailed master plans provided by customer

Approve detailed master plans provided by the customer. The bank can set limit, sanction buying amount and working capital for the customer based on his request. Along with the sanctioned amount the bank can set rates on the money lent. Collaterals documents pledged by the customer is also captured in this plan.

Manage purchase orders and invoices

Monitor all the purchase orders and invoices generated by the customer along with uploaded documents. Limit burst requests in case of purchase orders are also supported. Regulation status regarding importing and exporting goods are maintained by the bank. Once the purchase orders/invoices are generated the bank can set interest rates for that particular transaction. The rates assignment and calculation is entirely flexible and dynamic. All the assigned rates are approved before finalizing. Make payments to suppliers on behalf of the customer and receive payments from the buyers.

Check disputed goods status

In case of any dispute the bank can inform the concerned supplier about the discrepancy of goods.The dispute status is also monitored and captured by the system.

Comparison tool

The comparison tool compares the preplanned data set by the customer along with the actual data in the system. The bank can refer the tool any time and find out if a transaction is proceeding according to schedule or not.Delay (if any) is also captured by the system and the point at which the delay occurred is also displayed.